Edelweiss Life Insurance
  • 20+ Life Insurance products
  • Reliable claim settlement ratio
  • 24*7 customer assistance
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Edelweiss Life Insurance: Overview

Edelweiss is a subsidiary of Edelweiss Group incorporated in the year 2011. It is an association between Edelweiss Financial Service Limited (India's leading and one of the most diversified financial service companies) and Tokio Marine Holdings Inc. (one of the oldest and largest insurance companies in Japan). Edelweiss has more than 60,000+ agents operating in more than 109 branches, PAN India. Edelweiss Tokio Life offers a wide range of insurance plans covering areas such as education, health, Retirement planning, wealth enhancement, and more. The several plans offered by Edelweiss Tokio Life Insurance Company will help you to fulfill all your life goals such as your children's education and marriage, retirement, etc. Edelweiss Tokio Life is amongst the fastest-growing life insurance companies and has a diverse portfolio of insurance solutions. Edelweiss Tokio Life's mission is to make the dreams and aspirations of its customers a reality. Edelweiss Tokio has the expertise and resources that are constantly at work, to identify potential hindrances and devise solutions to counter them.

Edelweiss Life Insurance ensures to look after your insurance needs by offering:

why-choose

  • Best customer xxperience

  • Flexible plans

  • A wide variety of options

  • Healthy lifestyle benefit

 

Key highlights of Edelweiss Life Insurance

To get more insight into Edelweiss Life Insurance Company's performance, take a look at the below key highlights that will help you to analyze the company based on its performance:

Solvency Ratio

Edelweiss Life Insurance has a Solvency Ratio of 2.1 as per the IRDAI annual report 2022-23. The solvency ratio helps the prospective policyholder assess the ability of a company to meet its financial obligations. As of now, IRDAI mandates maintaining a solvency ratio of 1.50 for every insurer.

Features of Edelweiss Life Insurance

There are various features to Edelweiss Life Insurance. Let's understand each of them in detail:

  • Best Customer Experience Edelweiss Tokio provides effective solutions to its customers. The insurer considers every product, service point, and innovation from the customer's perspective.
  • Cost-Conscious Edelweiss Tokio offers cost-effective plans with affordable premiums.
  • Annual Premiums As per the IRDAI report 2022-23, Bharti AXA Life Insurance recorded an annual premium of Rs. 2,920.58 Crores.
  • Flexible Plans Edelweiss Tokio Life Insurance plans offer various coverage options, allowing you to select a plan that meets your needs.

Benefits of Edelweiss Life Insurance Plans

There are multiple benefits of Edelweiss Life Insurance Plans. Read below to understand the plethora of advantages provided by the insurer.

Economical term plans

The nominal premiums of Edelweiss Life Insurance ensure that they fit within your budget.

Best Customer Experience

Edelweiss Tokio brings effective solutions to their customers. The insurer tends to look at every product, every service point, and every innovation from their customer's perspective.

Cost-Conscious

Edelweiss Tokio offers cost-effective plans with affordable premiums.

Flexible Plans

Edelweiss Tokio Life Insurance plans offer various coverage options, giving you the freedom to select a plan that meets your needs.

Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Rider Benefits You Can Avail With Edelweiss Life Insurance Plans

Here are the rider options you can avail with Edelweiss Life Insurance Plans to enhance your coverage:

Maternity Benefit Rider

Edelweiss Tokio Accidental Death Benefit Rider

This rider enhances the life coverage given to your loved ones in case of an accident causing your death. So your loved ones could receive the base sum assured along with the rider's sum assured.

Maternity Benefit Rider

Edelweiss Tokio Accidental Total and Permanent Disability Rider

It can be a difficult task when an accident leaves you with a disability, which impacts your ability to provide consistent income for your family. Under this rider, if you cannot earn for more than six months due to any accidental disability the rider waives off all your premiums but the insurance coverage stays intact.

Maternity Benefit Rider

Edelweiss Tokio Critical Illness Rider

Under this rider, you would be provided a sum assured apart from the base plan sum assured if you are diagnosed with any critical illnesses mentioned in the plan that you bought.

Documents Required to Purchase Edelweiss Tokio Life InsuranceLife Insurance Policy

Here is the list of documents required to buy Edelweiss Tokio Life Insurance:

  • Regular Smoking
    Photo ID Proof
  • Your Occupation
    Age Proof
  • Pre-Existing Diseases
    Address Proof
  • Your Age
    Medical Records
  • Your Gender
    Income Proof
Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy Edelweiss Life Insurance Plans?

Edelweiss Life Insurance allows you to buy life insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.

Life Insurance
  • Step 1

    Fill out the form given at the top of this page with the necessary details.

  • Step 2

    Select your income and city. Click on 'Proceed'.

  • Step 3

    Update your education and occupation details.

  • Step 4

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 5

    Select the policy term, premium period, and riders (if required), and then proceed to make the payment. Once the payment is made, you will get a payment confirmation at your registered email address.

Life Insurance
  • Step 1

    Visit the Edelweiss Tokio Life Insurance Company's official website and scroll down to the end of the page.

  • Step 2

    Click on the "Buy Online" tab under Popular Links.

  • Step 3

    Click on the tab 'Know More ' under the types of plan.

  • Step 4

    Click on the tab 'Calculate' at the top right corner of the page.

  • Step 5

    Fill in the required details, and click on the tab 'Calculate'. Once the payment is made, you will get a payment confirmation at your registered email address.

Why Choose PolicyX.com?

Don't just take our word for it - check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

How to File Edelweiss Life Insurance Claims?

Every claimant/nominee is assigned a dedicated Claims Relationship Officer who helps through the entire process. The life insurance claim Settlement process at Edelweiss Life Insurance involves the following three steps:

Online Process

Your Occupation
1

Claim Intimation

Inform the company about the incident via various channels-either by writing an email to Shri Ram Life at claims@edelweisslife.in, calling the toll-free number (1800-212-1212), filling out the online claim form on its website, or visiting the nearest branch. A claim reference number/intimation number will be provided to you upon successful registration of the claim.

Your Occupation
2

Document Submission

You have to submit the necessary documents requested by the insurer to process the claim.

In case of natural death: death claim form, death certificate, original policy documents, claimant's identity & residence proof, medical records, and account details of the nominee.

In case of an accidental death: the same documents with two additional documents: FIR and post-mortem report.

Your Occupation
3

Claim Settlement

Once Edelweiss Life Insurance receives your claims they will verify all the details. Moreover, they can ask you for any additional documents if required. Edelweiss Life Insurance Life will send you a claim reference number after verifying the submitted documents.

Offline Process

Edelweiss Life Insurance claim settlement procedure can be reported by visiting the local Edelweiss Life Insurance Life Insurance Branch Office. For the details of Edelweiss Life Insurance branches, you can visit their website and locate the nearest branch. You have to submit the essential documents at the branch so that your claim can be processed.

Your Occupation

Exclusions of Edelweiss Life Insurance Plans

  • Death due to a pandemic such as COVID-19 or ebola will not covered by the company.
  • Death, due to indulging in any adventure sports.
  • Death due to consumption of any type of drugs and alcohol.
  • Death due to any pre-existing disease that isn't mentioned during the start of the policy.
  • If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death benefit. They receive just the premiums paid up to the incident date or the policy's surrender value, whichever is greater. If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death payments. They receive just the premiums paid up to the incident date or the policy's surrender value, whichever is greater.

Conclusion

Edelweiss Life Insurance has emerged as a dynamic player in the Indian insurance sector, offering innovative products tailored to meet the evolving needs of customers. With a strong emphasis on customer-centric solutions, transparency, and efficient claim processes, the company has gained the trust of many. For more info related to Edelweiss Life Insurance , you can contact PolicyX.com at the toll-free number 1800-4200-269 or email us at helpdesk@policyx.com.

Life Insurance

More Queries?

If you have any more queries regarding Edelweiss Life Insurance Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

Edelweiss Life Insurance:FAQs

1. Should I invest in a Guaranteed Income Plan?

Yes, this plan caters to your need for stable wealth accumulation and family protection. If your goal is to ensure consistent income and offer safety to your loved ones then you must invest in this plan.

2. What is a pension plan?

Pension Plans provide you with financial protection post-retirement, a crucial element to living a stress-free life.

3. Why should I invest in Edelweiss Easy Pension Plan?

It is a diverse plan that offers you a part of your fund value as a lump sum amount at your chosen age of retirement. In contrast, the rest of the fund value is offered as an annuity for regular income.

4. Does Edelweiss Saral Jeevan Bima Plan cover me for covid?

Yes, this plan covers death due to COVID.

5. What are the different plan options under the Edelweiss Tokio Total Protect Plus Plan?

The various plan options under this plan are as follows: Life cover option- security till 100 years of age. Return of premium- get the return of premium on survival as maturity benefit. Live long option- Get regular Income pay-outs at your preferred age and chosen rate.

6. How will I know the status of my claim?

To know the status, the customer can contact the toll-free number i.e. 1-800-2121-212, or can email us at claims@edelweisstokio.in.

7. How can I check my Edelweiss Life Insurance Policy Status?

To check your Edelweiss Tokio Life Insurance Policy Status, you need to visit the e-portal available on the official website of Edelweiss Tokio Life Insurance Company.

8. Can I know the status of the funds in which my Edelweiss Life Insurance ULIP has been invested?

You can easily obtain the Fund Statement by visiting Edelweiss Tokio’s customer service station on their website. To access your statement, you will need to enter your mobile number, email ID, your policy number, and date of birth.

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Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

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varun saxena

Written By: Varun Saxena

I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.

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